Español
Single-story modern home on a freshly graded lot

Builtwith vision. Financedwith a way in.


Building, remodeling or investing: José Loya lines up the right financing and stays with you from the first conversation to the final walkthrough.

See your options
Credit score
585
Low
+95 pts this month
We'll get you approved.
Pre-approved
$450,000
Estimated amount
•••• 4242
License
CSLB #1143886 · General B
Backing
Licensed, bonded and insured
Area
San Diego County
Standing
In good standing through 09/2027
Wood-framed house in San Diego

We build. And if you can't yet, we'll take you there.

Commercial space under construction
Commercial
Retail spaces Offices Tenant improvements
Residential
New homes ADU Additions Remodeling
Help getting there
Credit Financed Guidance

Ready tobuild yet?

Every project starts somewhere different. Wherever you are today, we connect you with what you need and take you all the way to the keys.

Wood-framed house with the crew at work 01

Yes.

Let's talk about the project, the lot, the plans, and how to build it.

I HAVE WHAT I NEED
Concrete slab poured, the house not yet 02

Not yet.

Credit. Financing. Paperwork. A plan.

I'M NOT READY YET
Both roads lead to Building.
Drafting table with a rolled plan in morning light
THE RIGHT PEOPLE.

You're not doingthis alone.

At every stage we connect you with the right person so the job keeps moving — no runaround, and never on your own.

01

Credit repair specialist

We clean up your profile and open doors.

Table by the window with paperwork and a closed laptop
02

Lender

We connect you with the financing that fits.

Desk with an open folder, glasses and an empty chair
03

Architect

Design that works and fits your lot.

Drafting table with a rolled plan, scale and model
04

Local agent

Local market read, and what your property could become.

Empty lot from the air, between finished homes
05

Commercial broker

Strategy for commercial projects that build value.

Empty commercial space with light through the storefront
06

Our crew

Skilled hands that show up and finish.

Wood-framed house at the end of the day
The result

Your project.Made real.

A clear path from the first conversation to the handover. Same ideas, better results, with you.

Coverage
San Diego County
License
#1143886
Valid through
09/2027

Five phases,one build.

Lot ready, before the start Rebar in place, before the pour Wood-framed house House wrapped, ready for finishes Finished stucco facade

I'm with you on every decision,start to finish.

One point of contact, clear communication and steady follow-up, so your project moves without surprises.

Interior under construction, ready for finishes

Which of the five are you in today?

Profile 01

José
Loya

Licensed general
contractor

San Diego County

I see what fits on your lot, tell you what you're missing, and run your build start to finish.

WhatsApp
(619) 480-9951
José Loya, general contractor, on a job site in San Diego
Specialty
Construction and development
Approach
Clear planning, honest talk, clean execution.
Experience
Residential, commercial and full remodels.
License

CSLB #1143886

Licensed general contractor in the State of California, bonded and insured. You can verify it with the CSLB.

THE NEXT STEP

Tell José what you want to build.

Even if you don't have the credit, the lot or the plans yet. That is exactly where we start.

(619) 480-9951 →

Can't call right now? and he answers the same day.

JOSÉ LOYA · GENERAL CONTRACTOR · CSLB #1143886
SAN DIEGO COUNTY